扎心！柳州各区最新月供门槛曝光！看完想哭……

近日，广西柳州人才网发布了《2019年第二季度薪酬报告》。报告显示，2019年第二季度广西·柳州人才网平均招聘薪酬为4038元，比上一季度微降0.69个百分点。

很多小伙伴是不是又是一片哭嚎，我们又“被平均”了

快看看，你拖后腿了吗？

 当然，让你眼泪掉下来的

也不仅仅是柳州的平均工资，

还有你永远都追赶不上的房价。

据本网房价数据显示，

2018年7月新房均价9012元/㎡，

今年7月新房9600元/㎡，同比上涨6.125%。

甚至还有人说，从房价收入比数据来看，在柳州，按照目前的房价，买一套房需要不吃不喝20年！

确实，在房价飞涨的当下，对于大多数普通百姓来说，买房依然是遥不可及的梦想，随着银行利率的不断上浮，首付不断提高，有个家的愿望越来越难以实现。

 那么，现阶段，在柳州买房究竟有多难？需要多少首付资金？而以4000元的工资作为月供能还得起哪个楼盘的月供？

为了让大家有个更直观的认识，小编特意整理了这张地图，根据柳州7月的房价情况，以及大家对住房的不同需求，详细计算了各区的最低首付、月供金额，供大家参考。

（柳州各区最低首付、月供地图）

如上图，按照目前市场上较为普遍的首套新房房贷利率上浮20%，单价低于1万/㎡，首付20%；高于1万/㎡，首付25%。还款时间为30年来算，就是图中各区中的首付门槛、月供情况。

（注：以上数据均为商业贷款方式计算而得）

1、 首付15万以内，月供4000元以内，还有入手鱼峰区的机会？

（注：以上楼盘的总价及首付，均是按照最小面积乘以均价得出，数据信息仅供参考。）

这个资金水平线上，能买到的房，价格大都在9000元/平以内。纵观整个柳州新房房价，属于的也就只有柳东新区跟柳江区，所以首付15万以内，月供4000元的房源主要分布在这两大新区。

相对老城区而言，它们正在发展中，各项配套还在逐步完善，未来可期。对于资金有限但又急需购房自住的人群来说，值得推荐。

当然，除了新区还可以选择老城区里面的小户型，月供压力较小，可选择的楼盘有鱼峰区&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7083008&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">海雅·柳江湾和柳南区祥云·兴云名坊、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7083009&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">荣和·公园里、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7081629&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">金科远道·集美天悦等。这些楼盘的月供均在3500元以下。

值得一提的是，鱼峰区的&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7083008&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">海雅·柳江湾项目首付12.8万左右就可入手81㎡两房的小户型，且下半年还会有大量推新，刚需一族可重点关注。

2、首付15-25万之间，月供4000以内，老城区小户型，新区大户型都可选

（注：以上楼盘的总价及首付，均是按照最小面积乘以均价得出，数据信息仅供参考。）

首付15-25万，月供在4000元以内，可选择的楼盘多集中在鱼峰区，均价基本在8500元以上，而且可购买的户型面积在90㎡左右，小三房能满足一家三口基本需求。

相对于还处在“萌芽”时期的新区来说，老城区在医疗、教育、商圈、交通等方面的配套都相对完善，居住氛围更为浓厚。像&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7029297&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">永意·山语城、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7029806&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">天翼·九龙尚城、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7080772&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">阳光城·丽景湾、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7079523&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">碧桂园·城市之光等楼盘都是不错的选择，这些项目在柳州的口碑好，购房者认可度高。

如果你想要第一次置业就一步到位，那不妨把眼光放在柳东新区，像&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7096806&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">荣和·公园墅、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7029195&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">柳州·联盟新城、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7097874&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">柳州万象府、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7083714&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">中房美佳、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7004344&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">碧桂园·帕克诺雅、&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7067119&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">龙光·玖珑府这些项目，把120㎡做到了四房，居住空间较为舒适。

尽管说，目前新区商业配套尚未醇熟，但随着路网建设完善，出行便捷。加之官塘大桥通车，更是拉近了柳东新区与市中心的的距离，吃喝玩乐也不成问题。

3、提高首付到30%，月供4000元左右，恭喜你，可以入手河东片区了

（注：以上楼盘的总价及首付，均是按照最小面积乘以均价得出，数据信息仅供参考。）

如今的河东，凭借着独特的区位优势与政府的大力扶持，已然成为柳州楼市的风向标。

区域价值和升值潜力将开发商和众多置业者的目光纷纷聚焦于此，再加上万达广场和华润万象城的入驻，使得河东成为了全柳州人最聚集的经济商务区。由于该区域配套齐全，交通、医疗、商业、教育等一应俱全，置业热情一直居高不下，毛坯房在售均价都在1万+，长期占据着楼市的价格制高点，首付25-30万之间，月供4000左右能入手河东片区，的确是一个不错的选择。

除此之外，其他片区也有可以选择的楼盘。如柳北区的&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7029198&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">通建中天城均价10500元/㎡、柳东新区的&ppid="wx50d4861924d77471&qath="pages/detail/detail?houseId=7004344&qickname="楼盘网新房" href="https://mp.weixin.qq.com/s?__biz=MzIxMjc1NzcxMg==&mid=2247486553&idx=1&sn=c42435b4c36ea89fb9fb89aab5ded367&chksm=974071e6a037f8f0beecbdb06961b139e2c7649ca86533c195ac4dd92fe6003780b6b8638b6e&scene=38&key=8de7eca03e27b027f08639499c81686eec7d65f129ee2540f9c935dee3d7e39dace98aa0ca1454961b9e93114f437a4889051113a3cd775e20c5c77dcc9d9781f82ffa8ccc095e24b3359914f006ff28&ascene=7&uin=MjczMDQ3NDg4MQ%3D%3D&devicetype=Windows+7&version=62060833&lang=zh_CN&pass_ticket=9PfI1ZXA%2BwM2OSix6vnt5ALpRzbvbKFzv0rrEpXxm9BE3JLsHyJdLfCCzRuuG4qV&winzoom=1&qype="text&qervicetype="">碧桂园·帕克诺雅。

从改善自住来说，能够得着河东片当然要入驻河东。其次，也可以老城区挑选一些品质毛坯二手房。

最后总结一下：

1、 目前来讲，柳东新区和柳江区是，地缘性购房者可考虑；鱼峰区、城中区也有一些低价盘，甚至有些首付门槛在20万左右，对刚需来说还是很有吸引力的。

2、 鱼峰区和河东片区楼盘大户型较多，依然是刚改和改善型房源的供应主力军。

3、 在资金能力允许基础之上，尽量还是选择稍微大点的户型，不然以后换房成本更高。

4、 买房不要只看价格，要综合考虑区位、地段、配套等因素。